Case Study: Wealth Over Time

In the U.S. today, mortgages account for $41.2 trillion in assets and $12.5 trillion in liabilities. The way homeowners manage this duality has a profound impact on their wealth over time.

And the numbers show just how important it is:

• 37% of Americans’ assets are in real estate
• 25% of household wealth is tied up in the primary home
• 27% of American debt carries a high interest rate

The data is clear, real estate is the largest liability but it’s not necessarily the largest asset class in your clients’ portfolios. A partnership between asset and liabilities managers (you and me) helps each client best balance both sides of the balance sheet in alignment with their financial plan.

Let’s continue to create, compound, and retain wealth—for this generation and the next. I know that you’re solving problems for your clients every single day. Let’s tackle them together. Email your client scenario to Leo@Anzoleaga.com, and I’ll send you a white-label model you can use with your client to approach the liability side of the balance sheet.